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Disclaimer

The information and calculators on stoolme are educational. They are not professional advice — read this page before relying on them for important decisions.

Last updated: 1 February 2026

The information and tools on stoolme.com are provided for general informational and educational purposes only. While we work hard to keep everything accurate and up-to-date, we make no warranties of any kind about the completeness, accuracy, reliability, or suitability of the content for any particular purpose.

1. Not professional advice

The calculators and explanations on this site are not a substitute for professional advice. In particular:

  • The BMI calculator is a rough screening tool only. It does not account for muscle mass, bone density, or body composition, and it is not a diagnosis. Talk to a qualified healthcare professional about your health.
  • The loan calculator uses a simplified amortization formula. Real loans involve fees, variable rates, prepayment penalties, and other factors not modeled here. Talk to a qualified financial professional before borrowing.
  • The age calculator assumes the Gregorian calendar and does not account for time zones in detail. For legal-age determinations, consult the relevant authority.
  • The password generator produces strong random passwords, but real security also depends on how you store them, whether you reuse them, and what you do when a service is breached.

2. Use at your own risk

You use the Site and its tools at your own risk. We are not responsible for any loss, damage, or harm — including but not limited to data loss, financial loss, or health consequences — that may result from your use of the Site.

3. External links

The Site contains links to external websites that are not under our control. We are not responsible for the content or practices of those sites. A link is not an endorsement.

4. Advertising

Some pages on stoolme show advertising delivered by Google AdSense. Advertisements are selected by Google based on factors that may include your interests and browsing behavior. We do not control the specific ads shown, do not endorse the products advertised, and are not responsible for the content of any advertisement or the practices of any advertiser. If you see an ad you believe is misleading, illegal, or otherwise objectionable, please report it through Google's ad-feedback link on the ad and let us know via the contact page.

5. Affiliate links

stoolme does not currently use affiliate links. If this changes, we will disclose the relationship clearly on the relevant page.

6. Fair use

Where the guides reference standards (such as RFCs or W3C specifications) or the names of third-party tools, we do so under fair-use principles for the purpose of education and comparison. All trademarks are the property of their respective owners.

7. Errors and corrections

If you find a factual error in one of the guides or a bug in one of the tools, please tell us via the contact page and we'll fix it.

8. Contact

For any concerns about this disclaimer, email [email protected].